Health coverage built for you and backed by Wellmark
Built with the homebuilding industry in mind, this Wellmark® Blue Cross® and Blue Shield® health plan provides South Dakota Home Builders Association businesses with exclusive access to offer strong, competitive, and affordable health benefits to their employees while keeping costs more manageable.
Our Partners
Reliable Coverage for employees and families
The South Dakota Home Builders Association health plan insures over 140 member businesses and more than 740 employees through Wellmark Blue Cross and Blue Shield, offering comprehensive coverage, competitive rates, and the stability of a reputable carrier.
Five Trusted Plans to keep your Workforce healthy
Choose between three copay and two high-deductible health plans.
Premier Plan
Features the lowest deductibles and out-of-pocket maximums. Also offers an emergency room copay.
Global Plan
A competitive plan with higher deductibles and out-of-pocket maximums to minimize monthly premiums.
Traditional Plan
Our most popular plan offering the lowest copays for primary care providers, specialists, and prescriptions.
HDHP One & HDHP Two
Low monthly premiums with more up-front medical cost-share.
Improve well-being and health outcomes
Members can take advantage of Wellmark’s built-in tools, programs, and select services at no additional cost.
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With Doctor On Demand your employees can connect from anywhere with a board-certified doctor using a smartphone, tablet, or computer.
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Preventive services are free when received from in-network providers. This includes:
Annual wellness exams
Gynecological exams
Age-appropriate mammograms or colonoscopies
Well-child visits
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This program gives employees exclusive access to discounts and resources that help them live a healthier lifestyle.
Vision Coverage for Everyday Needs with Optilegra
Employees love the ability to get new glasses or contacts each year, making vision coverage one of the most valued employee benefits.
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Based in Sioux Falls, Optilegra offers the largest provider network in South Dakota - including both independent doctors and chain store locations.
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Employees can elect one of the three plans that best fits their needs.
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Save up to $600 on LASIK surgery at Vance Thompson Vision or Black Hills Regional Eye Institute.
Connect with An agent
Reach out to your local SDHBA selected agent to start a conversation about how our health plan options and pricing can support your business and your team.
Join your local SD Home Builders Association and get exclusive access to benefits & information
Common Questions about joining
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To be eligible for the SDHBA health plan, the business must:
Engage in manual labor associated with the construction or remodeling of residential properties or developments.
Be domiciled in South Dakota and have at least one (1) full-time employee.
In good standing with the South Dakota Home Builders Association as defined in the Employer Participation Agreement.
Participate in this plan for a minimum of three years.
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Businesses must participate in this plan for a minimum of three years. Exiting the plan before this time will result in a penalty and waiting period for re-entry.
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Eligible businesses can start a policy any time of year, with all policies taking effect on the first of the month. To meet your desired start date, paperwork must be submitted by the first of the preceding month.
*Deadline may vary around renewal. -
The SDHBA health plan allows businesses to offer 1-3 plans regardless of the number of enrolled employees.
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Yes. The SDHBA health plan requires the employer to offer this benefit to all eligible employees as defined in the Participation Agreement.
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All newly hired employees must satisfy a waiting period of 60 days. Participating businesses are not allowed to have their own new hire waiting period.
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No. This is a Preferred Provider Organization (PPO) network that provides the broadest provider access in the market with an extensive statewide network and a national network.
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These businesses are still eligible to join the SDHBA health plan. They can work with the agent assigned to members-at-large.